U.S. (see Canada below)
Privacy Principles Internet and Phone Security Protocols
At QuiKap Funding we recognize and appreciate the importance of respecting the privacy of our customers and are committed to safeguarding against unauthorized disclosure of, or access to, the information about our customers. This Privacy Notice sets forth QuiKap Funding's current policies and practices with respect to nonpublic personal information of our applicants, customers and former customers. Please be aware that we may change this policy periodically.
QuiKap Funding (the “Company”) is committed to maintaining robust privacy protections for its users. Our Privacy Policy (“Privacy Policy”) is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Service.
For purposes of this Agreement, “Service” refers to the Company’s service which can be accessed via our website at www.quikapfunding.com in which users can review information related to alternative funding. The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of Service. By accepting our Privacy Policy and Terms of Use, you consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy.
We limit the collection, retention and use of individual customer information to the minimum amount required to deliver useful products and services and other opportunities to customers and to fulfill our business needs. We may collect nonpublic personal information about you from different sources. For example, when you inquire of us or apply to us in writing, on the phone, by e-mail or from our website, we may collect information about you, such as your name, phone numbers, email address, assets, income and TIN/social security number, from applications or other forms. We collect information about our customers through your transactions with us, with our affiliates, or with others, which may include information about the devices used (operating systems, browser type, device type) browsing information as well as account balances, payment history, and parties to transactions. We also collect information from credit bureaus, including your credit history. We may receive information from other sources such as providers of marketing and demographic data.
Terms & Conditions
General Acceptance:
Any applications submitted electronically shall have the same force and effect as if the application bore an inked original signature(s). The above information, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.
US Patriot Act:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business that seeks a business loan. What this means for you: When you apply for a loan, we will ask for your business name, address, and Tax Identification Number. We will also ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
For Loan/Merchant Services:
The Merchant and Owner(s)/Officer(s) identified in the application (individually, an “Applicant”) each represents, acknowledges and agrees that (1) all information and documents provided to QuiKap Funding (“QF”) including credit card processor statements are true, accurate and complete, (2) Applicant will immediately notify QF of any change in such information or financial condition, (3) Applicant authorizes QF to disclose all information and documents that QF may obtain including credit reports to other persons or entities (collectively, “Assignees”) that may be involved with or acquire commercial loans having daily repayment features and/or Merchant Cash Advance transactions, including without limitation the application therefor (collectively, “Transactions”) and each Assignee is authorized to use such information and documents, and share such information and documents with other Assignees, in connection with potential Transactions, (4) each Assignee will rely upon the accuracy and completeness of such information and documents, (5) QF, Assignees, and each of their representatives, successors, assigns and designees (collectively, “Recipients”) are authorized to request and receive any investigative reports, credit reports, statements from creditors or financial institutions, verification of information, or any other information that a Recipient deems necessary, (6) Applicant waives and releases any claims against Recipients and any information-providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to sign this form on behalf of Merchant.(8) I consent to receive direct mail, faxes, text-messages, and e-mails sent by QuiKap Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (9) this request is for business and not for consumer purposes.
For Equipment Services:
I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter(s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text-messages, and e-mails sent by QuiKap Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.
Text Messaging:
By providing my wireless phone number to QuiKap Funding, I agree and acknowledge that QuiKap Funding may send text and multimedia messages to my wireless phone number for any purpose. I agree that these text or multimedia messages may be regarding the products and/or services that I have previously purchased and products and/or services that QuiKap Funding may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive text or multimedia messages from QuiKap Funding to my wireless phone number.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. If for any reason your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please write to QuiKap Funding Inc, 925 Blvd. De Maisonneuve Ouest, Suite 260, Montreal, QC H3A 0A5. Funding amount and credit approval is subject to a full credit profile review.
Web Security/Internet Privacy Policy:
This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
INFORMATION WE COLLECT
We collect “Non-Personal Information” and “Personal Information.” Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. Personal Information includes only your name, email address, phone number, business name or other details which you submit to us through the registration process at the Site.
When collecting personally identifiable information about our visitor which is currently limited to First Name, Last Name, Phone Number, Email and Business Name. For some of our web based services we may also ask other information about our visitors and their business to better serve them. This information is collected only when the visitor submits an online form thereby granting us the use of that information.
Information collected via Technology:
To activate the Service you do not need to submit any Personal Information other than your name, email address, phone number, business name or other details. To use the Service thereafter, you do not need to submit further Personal Information. However, in an effort to improve the quality of the Service, we track information provided to us by your browser or by our software application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you. We track this information using cookies, or small text files which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. For example, the Company may use cookies to collect the following information:
Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future.
The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser.
What information do we collect about our visitors use of services?
We collect information about their device (such as operating system type, browser type, device type) and browsing information (such as referring URL’s, IP address) which is used to identify patterns that allows us to build a better experience for visitors.
How we use the gathered information?
We use information about the visitor to connect with them on services we offer and understand how to better present services they are interested in.
Use of Client Information:
We may use the information we collect to provide you with products or services you have requested, to improve our marketing and promotional efforts, to statistically analyze customer use of our products and services, to improve our offerings, to contact you regarding information we believe may be useful to you, to comply with reporting or other legal requirements, and to otherwise conduct business. We believe these uses allow us to improve our services and better tailor them to meet your needs.
Information We May Share With Our Family of Affiliated Companies:
QuiKap Funding is a diversified company offering a variety of products that benefit small businesses through its affiliated business units, including the companies named in this Privacy Policy. The federal Fair Credit Reporting Act permits us to share among our affiliated companies your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account). The opt-out choices described below will not apply to these types of disclosures.
Unless you instruct us otherwise, we may also share with our affiliated companies the other information that we collect about you as described under the heading “Information We May Collect” above (such as information from consumer credit reports or income and assets information from applications). We may do this to provide you with information about other products or services we offer that may interest you.
Information We May Share to Service Your Account:
In order to establish, administer and manage our customers’ accounts, to provide customer service, to process account transactions and account statements, and to conduct research and analysis, we may disclose information described under the heading “Information We May Collect” to companies that work with us, including some of our affiliates*, to perform services or business operations on our behalf. We may also share this information with companies that perform marketing services on our behalf or other financial institutions with which we have joint marketing agreements. Please be aware that these disclosures are permitted by law without your consent, and therefore, the opt out choices described below will not apply to these types of disclosures.
HOW WE USE AND SHARE INFORMATION
Personal Information:
Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for the Company, such as the servers for our email communications who are provided access to user’s email address for purposes of sending emails from us. Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy.
In general, the Personal Information you provide to us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support, and inform users about promotional offers.
Non-Personal Information:
In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information in order to track trends and analyze use patterns on the Site. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion.
In the event we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy, and that any acquirer of our assets may continue to process your Personal Information as set forth in this Privacy Policy. If our information practices change at any time in the future, we will post the policy changes to the Site so that you may opt out of the new information practices. We suggest that you check the Site periodically if you are concerned about how your information is used.
HOW WE PROTECT INFORMATION
We implement security measures designed to protect your information from unauthorized access. We further protect your information from potential security breaches by implementing certain technological security measures including encryption, firewalls and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using our Service, you acknowledge that you understand and agree to assume these risks.
YOUR RIGHTS REGARDING THE USE OF YOUR PERSONAL INFORMATION:
You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. Please note that notwithstanding the promotional preferences you indicate by unsubscribing, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy.
LINKS TO OTHER WEBSITES
As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Site and the Service. Therefore, this Privacy Policy does not apply to your use of a third party website accessed by selecting a link on our Site or via our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.
Other Ways to Protect Your Privacy
Identity Theft:
Identity theft is a serious and growing problem. If someone has fraudulently used your identification to establish credit, report the incident as quickly as possible to each of the credit reporting agencies listed below and ask that a fraud report be placed on your file.
Experian: 888-397-3742
Equifax: 800-525-6285
Trans Union: 800-680-7289
You may also check to see if any additional credit accounts have been opened without your consent. Contact the credit reporting agencies at these numbers to obtain a copy of your credit report.
You may be able to receive a free credit report annually. Check AnnualCreditReport.com to see if you are eligible for a free report.
This information is provided as a service to you. KP Project Financial is not affiliated with any of these services and does not guarantee their effectiveness.
CALIFORNIA ONLINE PRIVACY PROTECTION ACT:
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
COPPA (CHILDREN ONLINE PRIVACY PROTECTION ACT):
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under the age of 13 years old.
CAN SPAM Act:
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
We collect your email address in order to:
Send information, respond to inquiries, and/or other requests or questions
Process orders and to send information and updates pertaining to orders.
Send you additional information related to your product and/or service.
Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
To be in accordance with CANSPAM, we agree to the following:
Not use false or misleading subjects or email addresses.
Identify the message as an advertisement in some reasonable way.
Include the physical address of our business or site headquarters.
Monitor third-party email marketing services for compliance, if one is used.
Honor opt-out/unsubscribe requests quickly.
Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email us at: support@quikapfunding.com
Follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.
CHANGES TO OUR PRIVACY POLICY
The Company reserves the right to change this policy and our Terms of Service at any time. We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email address specified in your account or by placing a prominent notice on our site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately. You should periodically check the Site and this privacy page for updates.
CONTACT US:
If you have any questions regarding this Privacy Policy or the practices of this Site, please contact us by sending an email to support@quikapfunding.com .
Canada (see U.S. above)
QuiKap Funding is committed to ensuring your personal information is protected through all QuiKap Funding business processes. The following policy explains how we collect, use, disclose, retain and protect the personal information you provide to us when we provide products or services, or via communication we may have with you.
QuiKap Funding Privacy and Security Notice together with any privacy related provisions included in the agreements you have with us, forms our privacy policy.
Our privacy policy applies to the collection, use, or sharing of any personal information collected by QuiKap Funding in the course of conducting its business and will continue to apply for so long as we may hold your information (including for a reasonable time after the termination of your relationship with us). By providing us with information, you are consenting to the collection, use or sharing of your information as set out in our privacy policy.
QuiKap Funding is dedicated to protecting your privacy and your personal, business and financial information. We carefully follow privacy policies and security practices in everything we do, to support our commitment to you.
1. WHAT WE COLLECT AND HOW WE MAY USE OR DISCLOSE YOUR INFORMATION
When you apply for, open or maintain an account with us, and through the course of our relationship, we may collect, use and disclose certain information obtained from or about you. Generally, we use this information to communicate with you, confirm your identity, satisfy legal or regulatory requirements, prevent fraud, maintain security, administer your accounts, make offers to you, and ensure your suitability and eligibility for products or services, and to collect debts owed to us. Examples of how we collect, use or disclose your information include:
- Contact information, such as your name, address, email address, social media or other electronic addresses and telephone numbers, which we may use to communicate with you;
- Identity information, such as date of birth, nature of business or occupation. This information may be used to protect against fraud, money laundering or may be required by law for us to collect. Additionally, we may collect identification documents such as a driver’s license or other documents such as a utility bill. We use these items to verify your identity;
- Financial information, such as income, assets, liabilities, transaction history, payment history, credit history, and account activity. We may use this information to understand your needs, determine appropriateness, suitability or eligibility for certain products and services;
- Credit bureau Information and other information about you, that we may use, disclose and collect from credit bureaus, credit reporting agencies or other financial services databases. We may do this to prevent against fraud or to ensure your suitability and eligibility for certain products, including pre-approved products.
- Social Insurance Number (SIN), which we use to verify and report credit or other information with the credit bureaus and credit reporting agencies. Also, we may use your SIN to confirm your identity as it allows us to keep your information separate from others, such as those with similar names. You may refuse to consent to the use of your SIN or its disclosure, except for purposes required by law, such as tax reporting.
2. OUR CANADIAN PRIVACY PRINCIPLES
We are committed to protecting your privacy and your right to control the collection, use and disclosure of your personal information, whether it is under QuiKap Funding’s control, or information that has been transferred to a third party for processing, in accordance with applicable Canadian laws.
- Accountability
We have designated a Privacy Officer who is responsible for overall privacy governance and all employees are accountable for compliance with these principles. The contact information for our Privacy Officer can be found within this notice.
- Identifying Purposes
Before or at the time we ask you for personal information, we will identify the purposes for which it will be used or disclosed. We may ask for information about your identity, transactions, your application, financial behavior or other details particular to the product or service.
- Consent
When you provide your personal information to QuiKap Funding, you consent to the collection, use, disclosure and retention of that information in accordance with this privacy policy and as permitted and required by law. You may withdraw your consent, subject to legal and contractual obligations, but you might not be able to proceed with your intended loan or lease with QuiKap Funding or obtain other services or products you request.
You acknowledge and agree that QuiKap Funding may obtain information about you from a credit reporting agency to process your loan application for the purposes set forth herein.
If any personal information about another individual is provided to QuiKap Funding by you, it is understood that you have obtained all required consents and authorizations to do so.
- Limiting Collection
We only collect information needed for the purposes we have identified, or the products and services you have requested, and as otherwise permitted or required by law.
- Limiting Use, Disclosure and Retention
Unless you consent otherwise or it is required or permitted by law, your personal information will only be used or disclosed for the purposes it was collected. We retain your documentation for the longer of: (a) the duration required to provide products, services or commitments to you; and (b) our legal and regulatory requirements. This may require us to retain your information beyond the end of your relationship with us, however we will securely dispose of your personal information when we no longer need to retain it. You acknowledge that we may use third-party service providers that operate outside of Canada. As a result, your information may be securely used, stored or accessed in other countries and be subject to the laws of those countries. For example, information may be shared in response to valid demands or requests from government authorities, courts and law enforcement officials in those countries.
- Accuracy
To ensure we are able to satisfy the purposes for which you have provided your personal information, we will list specific items of personal information. If you believe the personal information, we have retained about you is inaccurate, you may request that we review and correct any errors. We will review the request and, if appropriate, update your personal information.
- Safeguards
We will protect your personal information with physical, technological and organizational safeguards relative to the sensitivity to the information, regardless of the format in which we hold it (physical or electronic) and even when it is being disposed. We regularly train our employees on the importance of maintaining the confidentiality of your information. For more information on our safeguards, please see Section 5 entitled “Keeping your Information Safe” below.
- Individual Access
Subject to certain exceptions at law, upon request, we will inform you as to the existence, use, and disclosure of your personal information and you will be given access to that information. We will endeavour to provide this information to you within 30 calendar days, however occasionally we may need additional time and we will communicate these reasons to you. You may access the information we have retained about you by contacting our Privacy Officer at the contact information set out in Section 8 below.
Access to your personal information may be limited or denied in the following circumstances:
- it is required or permitted by law;
- information is related to existing or anticipated legal proceedings;
- granting access would have an unreasonable impact on another person’s privacy; and/or
- the request is frivolous.
If we deny you access, we will explain why.
3. TRANSFER AND DISCLOSURE OF PERSONAL INFORMATION
We may transfer and disclose personal information to third parties for purposes of evaluating eligibility for and providing the products and service you have requested and otherwise for purposes consistent with our privacy policy. In addition, there may be times when QuiKap Funding has an obligation to disclose certain personal information to third parties. The following are examples of such transfers and disclosures:
- to service providers and financial institutions for purposes of evaluating eligibility for the products and services you have requested;
- when we report your transaction activity to a credit reporting agency;
- when we are permitted or required by law to do so; for example, if a court issues a subpoena; and/or
- when you have consented to the disclosure.
When required to disclose personal information to third parties, QuiKap Funding will ensure by contractual and other means that the information will be used only for the purposes of completing the required task.
4. DISCLOSURE OUTSIDE CANADA
Please note your information may be processed and stored by our service providers in other countries. By applying for and using our products or services, you consent to the transfer of information for the purposes set out in our privacy policy to countries outside of Canada — including the United States — which may provide for different data protection rules, including the right to access personal information by law enforcement and government agencies.
5. KEEPING YOUR INFORMATION SAFE
- Our Responsibilities
The protection of your personal information is of the utmost importance to us. We use many methods to ensure your information is protected, such as passwords to log on to computers, security codes on doors, firewalls and other security software, implementation of a privacy policy, and confirming third-party service providers comply with privacy laws. However, all security risks cannot be eliminated, and QuiKap Funding cannot guarantee your personal information will not be used, disclosed or deleted in ways not described in this policy.
We will never ask you for your personal passwords, personal information numbers or login information in an email. If you receive such an email:
- Do not click on any links contained in the email or reply to it;
- Immediately forward the e-mail to: support@quikapfunding.com; and
- Delete the email once reported.
Check the address of any webpages that ask you to enter personal account information. In the toolbar at the top of the page, any legitimate QuiKap Funding website will begin with “https” to indicate that the page is secure.
Look for the padlock found in the lower right corner of your screen. If the website is legitimate, by clicking on the padlock, you can view the security certificate details for the site. A fraudulent site will not have these details.
Type in our web address yourself to ensure you are transacting with our server.
Check your bank and credit card statements regularly to ensure that all transactions are legitimate.
- Your Responsibilities
Just as you play a vital role in ensuring the security of your home and your possessions, you too share in the responsibility of ensuring that your personal information is adequately protected through responsible password management.
- Select a password that is easy for you to remember but difficult for others to guess.
- Select security questions that only you know the answer to.
- Keep your password and secondary challenge answers confidential — do not share.
- Do not write your password down or store it in a file on your computer.
- Never disclose your password to anyone for any reason.
- Ensure no one watches you type in your password.
- Change your password regularly. We suggest every 90-120 days.
- Protecting your computer: Never leave your computer unattended while using our online services. Always exit applications using the logout button and close your browser if you step away from your computer. Your browser may retain information you entered in the login screen and elsewhere until you exit the browser. Clear you browsing history and cache (storing of pages) from time-to-time. This prevents secure pages and page information from being stored on your personal computer. It is also a beneficial security feature if you are accessing the site from a shared computer. Secure or erase files stored on your computer by your browser so others cannot read them. Most browsers store information in non-protected (unencrypted) files in the browser’s cache to improve performance. These files remain there until erased. They can be erased using standard computer utilities or by using your browser’s feature to “empty” the cache. It is recommended that you disable automatic password-save features in the browsers and software you use to access the Internet. It is recommended that you install and use a quality anti-virus program. As new viruses are created each and every day, be sure to update your anti-virus program often. It is recommended you update anti-virus definitions automatically. Scan all download files, programs, disks and attachments and only accept files and programs from a trusted source. It is recommended that you install and configure a personal firewall on your computer to ensure others cannot access your computer through the Internet. It is recommended that you Install new security patches as soon as your operating system and Internet browser manufacturers make them available. To ensure a safe and secure Internet session, only visit reputable sites. If you visit any questionable web site before QuiKap Funding's website(s), we recommend you close your browser and restart it before proceeding to a QuiKap Funding website.
6. COOKIES
We use “cookies” as a fundamental part of our interaction with your web browser
A “cookie” is a small text file that’s stored on your computer, smartphone, tablet, or other device when you visit a website or use an app. Some cookies are deleted when you close down your browser. These are known as session cookies. Others remain on your device until they expire, or you delete them from your cache. These are known as persistent cookies and enable us to remember things about you as a returning visitor and to market to you the latest information about our products and services.
Our main website www.quikapfunding.com (“our site”) and our affiliated, and subdomain sites use session and persistent cookies to distinguish you from other users of our site. This helps us to give you the best possible experience when you browse our site, and also allows us to improve our site. By using or browsing our websites, you are agreeing to our use of cookies.
All of this helps us to make our site better for you. For example, it means we can ensure you find what you’re looking for easily and speed up your searches.
You can block cookies within your browser by activating a setting that allows you to refuse all or some cookies. Please keep in mind that if you use your browser settings to block all cookies (including essential cookies), you may not be able to access all or parts of our site.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org. Alternatively, you can search the internet for other independent information on cookies.
7. INQUIRIES AND REQUEST FOR ACCESS
If you have questions about QuiKap Funding's privacy practices, or wish to access or update your personal information, please contact QuiKap Funding by phone, email or mail at:
QuiKap Funding Inc.
Attn: Privacy Officer
925 Blvd. De Maisonneuve Ouest, Suite 260
Montreal, QC H3A 0A5
(438) 402-7925
support@quikapfunding.com